OCCUPATION / AVOCATION
INFORMATION:
The
nature of an individual's occupation/avocation or business can affect the
underwriting process. The application requests these details, and applicants
should provide as many details as possible to eliminate the request for
additional information and to expedite the underwriting process. The following
is a table of industries or occupations that may require further information
from the applicant. If the case requires an Elimination Rider or Occupational
Rider and the applicant resides in a state where they cannot issue riders,
coverage may be declined.
Occupation/Avocation Decline/ Individual Consideration
Casinos/Gambling
Individual Consideration
Construction Individual
Consideration
Crop
Dusting Decline
Demolition/Hazardous
Materials Decline
Offshore
Drilling Decline
Entertainment
Individual Consideration
Fire
Fighters/Professional Decline
Fire
Fighters/Volunteer Rider
Liquor
Sales and Service Individual Consideration
(retail,
wholesale, bars, taverns, restaurants)
Mining Decline
Motorized Vehicle Racing Decline
Police/Security
Individual
Consideration
Poultry Farms, Commercial Decline
Roofing Decline
Sports, Professional Athletics Decline
Taxi Driving/Service Decline
Interstate Trucking Decline
